The Best Cash-Back Cards for Holiday Shopping

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For savvy shoppers, now is the time to launch holiday gift buying and plan Black Friday and Cyber Monday bargain hunting. Those hot deals can be even better with the use of a good cash-back credit card — and better still with a new cash-back card that offers a healthy welcome bonus. Here are some new card offers that we liked. Take a look and see which one best meets your spending and seasonal needs.

Chase Freedom

Why we like it: This Visa card’s zero percent introductory APR presents a great opportunity to transfer balances from high interest-rate cards. This card offers $150 cash back welcome bonus after just $500 in purchases within the first three months. You’ll also get whopping 5 percent back for up to $1,500 worth of purchases each quarter in select categories (including department stores through the end of December!) and 1 percent cash back on everything else. More highlights of this offer:

  • Zero percent introductory APR on purchases and balance transfers* for the first 15 months
  • 1 percent cash back on all purchases, unlimited
  • 5 percent cash back on up to $1,500 in select categories each quarter
  • No annual fee

*Note: Balance transfers are subject to a 5 percent fee.

See more details for this offer and compare with others here.

Chase Freedom Unlimited

Why we like it: As with the Chase Freedom card, to qualify for a $150 cash back welcome bonus requires just $500 in purchases within the first three months. That’s an amount of spending most of us will ring up pretty quickly in the course of Christmas shopping and winter holiday celebrations. Here are more details on this offer:

  • Pay zero percent APR for 15 months on all purchases and balance transfers*.
  • All purchases on this card automatically generate 1.5 percent cash back.
  • There’s no limit to the amount of cash back you can rack up.
  • Pay no annual fee.

*Note: Balance transfers are subject to a 5 percent transfer fee. This may still be a good deal if you transfer from a card with a high rate, but be sure to do the math first. Better still, pay off balances each month!

See more details for this offer and compare with others here.

Wells Fargo Cash Wise Visa Card

Why we like it: This strong everyday cash-back card has a hefty $200 cash reward welcome bonus and offers cellphone protection. Here are the highlights of this offer:

  • Get $200 cash reward after spending $1,000 on this card within the first three months of opening the account.
  • Get 1.5 percent cash back on all purchases, no limits.
  • Qualified mobile purchase through mobile wallet purchases (such as Apple Pay and Google Pay) earn 1.8 percent cash back
  • Get $600 worth of damage and theft protection for your cellphone if you use the card to pay your monthly cellphone bill.
  • Pay no annual fee.
See more details for this offer and compare with other credit card offers here.

HSBC Cash Rewards Mastercard

Why we like it: This is a strong everyday cash-back card that also offers a zero percent APR for an introductory period of 15 months, and other perks. More details on this offer:

  • Get a $150 cash back rewards after spending $2,500 on this card within three months of opening the account.
  • Earn 1.5 percent cash back on all purchases with card — unlimited.
  • Pay zero percent introductory APR on balance transfers for 15 months.
  • Pay no annual fee.
See more details for this offer and compare with other card offers here.
Whatever you need in a credit card — balance transfer, low interest rate, travel rewards points, you name it — you can find it in our credit card search tool. Click here to explore.

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Posted by Free Money Cash Ways (Albert Carlton Jones)

Money related topics have always been my passion i love to see people make money. And i love to make money. Visit this website to get the latest news on Business, Consulting, Cryptocurrency, Finance and Legal. Stay informed on the latest news. Albert Carlton Jones

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